AI companion credits: work out what you would pay
Before buying credits, work out how many your planned photos and voice messages would use. Then compare that total with your available balance. The made-up example below shows how a $12 plan becomes an $18 bill when you need a top-up.
Updated by the tempteo editorial team
The writing examples below are invented. They illustrate the advice and are not recorded chat results.
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Start with the current prices
For tempteo, check subscriptions for plans and credits for packs and displayed action costs. Web credit packs are for Premium members. Use the prices and terms shown for your account; the dollar amounts below are made up to explain the calculation.
Choose a usage period, such as the next month, and fill in this short worksheet. Keep today's bill separate from the next renewal. If a price or term is missing, mark it unknown and ask support before relying on the estimate.
cost worksheet
Service, date and currency: Usage period: Plan cash due today: Next renewal date and price: Remaining usable credits: New credits arriving before use, if not already counted: Grant dates and expiry/reset rules, or unknown: Action / count / credits each / subtotal: Total consumption: Shortfall: consumption minus usable credits, minimum zero: Pack size / whole packs needed / cash per pack: Total cash today: plan + top-ups + applicable fees: Credits left after use, before expiry/reset: Costs due later: Unresolved prices or terms:
A worked example: $18 for the month
Suppose a new monthly plan costs $12 and gives you 100 credits today. You have no earlier balance, and nothing expires during the example. Photos cost five credits each; voice messages cost four. A 50-credit top-up costs $6. All of these figures are invented, rather than current tempteo prices.
Twelve photos and twenty voice messages use 140 credits. You are 40 short, so you need one whole 50-credit pack. You pay $18 and have 10 credits left. Add any taxes, fees or exchange-rate charges that apply to an actual purchase.
Worked calculation with invented prices
Plan due today: $12 for one month Starting earlier balance: 0 credits New usable allowance: 100 credits Photos: 12 x 5 = 60 credits Voice messages: 20 x 4 = 80 credits Consumption: 60 + 80 = 140 credits Shortfall: 140 - 100 = 40 credits Whole packs: round 40 / 50 up to 1 pack Top-up: 1 x $6 = $6 Cash paid today: $12 + $6 = $18 Credits after usage: 100 + 50 - 140 = 10 Next plan renewal: record separately; not paid twice today
Use your remaining balance
Halfway through a month, the plan allowance may no longer be your balance. If a plan advertises 100 credits but you have 30 left, spending 60 before renewal leaves a 30-credit shortfall. Next month's allowance cannot cover those actions today.
Count each credit once. If this month's grant is already in your displayed balance, do not add it again. Include a future grant only when it arrives before the actions you are pricing. Split your estimate into separate periods if a grant or expiry falls between them.
Previously bought credits belong in the balance if they are still usable. The money you spent on them belongs in past spending. Similarly, a plan already paid this month may cost nothing today, while still having a renewal bill later.
Count the actions you would actually use
Multiply each planned action by its listed credit cost. Check the billing unit: a price per message, per minute or per attempt can give a very different total. Duration, quality, replays and failed attempts may also affect charges, depending on the service's terms.
Divide a shortfall by the pack size and round up. A 40-credit shortfall with 50-credit packs needs one pack; a zero shortfall needs none. If several pack sizes are available, compare their cash prices and the credits you would have left.
Using the same invented prices, eight photos and ten voice messages need 8 × 5 + 10 × 4 = 80 credits. The 100-credit plan covers them, so you pay $12 without a top-up and have 20 credits left.
Check what is charged today and at renewal
An invented $120 annual offer works out to $10 a month, but buying it still costs $120 today, before other charges. Put $120 in the cash-due field and label $10 as the monthly equivalent.
Annual billing does not tell you when credits arrive. Check whether they are granted monthly, upfront or on another schedule. Record the renewal price, especially if an introductory offer ends, and check the cancellation terms. Do not assume cancelling refunds the current period.
Find out what happens to unused credits
Check expiry or reset rules separately for subscription credits and purchased credits. Secrets' Moments & Payments documentation, for example, describes different rules for monthly grants and purchased Moments. Those terms apply to Secrets; tempteo and other services need their own checks.
Candy's token-use page lists activities that consume tokens. You still need a unit price for each activity to calculate your own use. A credit balance by itself tells you little about how many photos or voice messages it will buy.
For each balance, record its expiry and, if explained, which credits are spent first. If a rule is unclear, mark next month's availability unknown. The ten credits left in the worked example are usable account units, not a $10 refund.
Before you decide
Check the completed worksheet against the current offer. Ask support about unresolved prices, renewal terms or expiry rules instead of filling the gaps with the example's numbers. For broader account and payment questions, see the app-safety checklist.
- Separate today's payment from renewal costs.
- Count available credits once, with their grant and expiry dates.
- Use the actual charge per action and buy only whole packs.
- Keep unresolved terms marked unknown.
